NEW YORK (CNNMoney.com) -- Stocks finished lower Monday, ending a 4-session winning streak, as tech selling countered a bank share-led rally.

The Dow Jones industrial average (INDU) lost 7 points, or 0.1%. The S&P 500 (SPX) index slipped 2.7 points, or 0.4%. The Nasdaq composite (COMP) tumbled 27 points, or 1.9%.
Stocks had gained through the early afternoon on a jump in bank shares and some upbeat comments from Federal Reserve Chairman Ben Bernanke. But the advance lost steam late in the afternoon, with investors pulling back after four sessions of gains last week.
“There's some optimism in the market, but it hasn't been a massive push out of cash and into equities,” said Paul Brigandi, vice-president of trading at Direxion Funds. “Investors are still proceeding with caution. They want to see that it's not just a bear market rally before they commit more.”
Stocks rallied last week, bouncing back after the Dow and S&P 500 hit 12-year lows. The week was Wall Street's best since last November, as the Dow gained 9%, the S&P 500 rose 10.7% and the Nasdaq added 10.6%.
Bernanke's comments and some encouraging news from the bank sector helped pace the advance by building confidence.
“Sentiment was really negative a week ago, and so each day the market goes up, the sentiment improves,” John Forelli, portfolio manager at Independence Investments said.
Forelli said the advance could continue in the short run if investors can believe the economy is in the healing process. Yet, the run is bound to hit some speed bumps when quarterly results start pouring in next month.
“If you thought the fourth-quarter earnings were bad, get ready for the first quarter,” he said.
Tuesday also brings reports on housing starts and building permits, as well as the Producer Price Index (PPI), a measure of wholesale inflation.
Alcoa (AA, Fortune 500) was among the stocks likely to be active Tuesday. After the close Monday, the aluminum maker and Dow component said it will cut its dividend, issue stock and convertible notes worth about $1.1 billion and cut its spending in 2010 amid the slowdown. Shares plunged 10% in extended-hours trading.
British bank Barclays (BCS) joined the list of companies saying it had a good start to the year.
Citigroup (C, Fortune 500), JPMorgan Chase (JPM, Fortune 500) and Bank of America (BAC, Fortune 500) all said similar things last week.
But after rallying through the early afternoon, bank stocks ended mixed. Citigroup (C, Fortune 500) rose 31% and Bank of America (BAC, Fortune 500) gained 7.3%. But Goldman Sachs (GS, Fortune 500), Morgan Stanley (MS, Fortune 500) and others abandoned gains as the market turned lower.
Market breadth was mixed. On the New York Stock Exchange, winners beat losers by three to two on volume of 1.9 billion shares. On the Nasdaq, decliners topped advancers five to four on volume of 2.17 billion shares.
Speaking on CBS's “60 Minutes” this weekend, Federal Reserve Chairman Ben Bernanke said that the recession will “probably” end this year if the government is successful in stabilizing the flailing banking system.